Cashless Treatment Panels
DSSEH is empanelled under four major government health schemes. Eligible patients receive world-class eye care at zero out-of-pocket cost.
ECHS
Ex-Servicemen Contributory Health Scheme
Comprehensive eye care for ex-servicemen and their dependents.
Step-by-Step Process
Obtain referral from your nearest ECHS Polyclinic
Visit our ECHS Desk with Smart Card and referral
Document verification and hospital registration
Surgeon consultation and treatment planning
Procedure performed cashlessly
We handle all ECHS claim paperwork
Documents Required
Cashless
Cashless Health Insurance
Cashless eye surgery under most private health insurance policies — we handle all the paperwork.
Step-by-Step Process
Documents Required
TPA
Health Insurance TPA
We coordinate with all major TPAs for smooth cashless claim approval.
Step-by-Step Process
Documents Required
Frequently Asked Questions
Common questions about cashless treatment at DSSEH
Q: What is a cashless treatment panel?
A cashless treatment panel means your health scheme or insurer (such as ECHS or your health insurance TPA) has empanelled DSSEH. You receive treatment without paying out-of-pocket — the hospital bills the scheme directly on your behalf.
Q: My ECHS referral is more than 30 days old. What do I do?
Panel referrals are typically valid for 30 days from the date of issue. If yours has expired, visit your ECHS Polyclinic to obtain a fresh referral. Do not delay — an expired referral cannot be processed at our end.
Q: Can I use my panel for premium IOLs during cataract surgery?
Most government schemes cover monofocal IOLs as standard. If you wish to upgrade to a premium IOL (multifocal, toric), you may need to pay the difference. Our billing team will explain the exact co-payment before surgery.
Q: What is the Panel Desk timing at DSSEH?
Our dedicated Panel Desk is open Monday to Saturday, 9:00 AM to 2:00 PM. We recommend arriving before 12:00 PM to allow sufficient time for document verification and consultation on the same day.
Panel Desk — Mon to Sat, 9 AM – 2 PM
Come in with your documents. Our trained panel staff will guide you through the entire process.